AN expert has revealed a dirt cheap gadget that may save you thousands of pounds.
He warned drivers to protect themselves using the clever £10 device which slots into a car in just seconds.
![B&Q are selling a Full HD 1080P Driving Recorder for just £9.99](https://i0.wp.com/www.thesun.co.uk/wp-content/uploads/2024/06/2886cf03-398e-41f1-a586-6abe72ce0521_942102.jpg?resize=637%2C662&ssl=1)
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Paul Daly, Director of InsureDaily.co.uk explained how a growing number of insurers recognise the value of dashcams.
This is because they not only help identify who’s at fault in an accident but they also protect against potential insurance fraud.
He said: “Dashcams have a significant role to play in insurance claim disputes, as they provide unbiased and reliable footage, which can be the decisive factor in establishing the chain of events leading to an accident.
He added: “By eliminating the ‘he said, she said’ disputes that can often arise, insurers can save significant administrative costs, savings that can potentially be passed back to policyholders through the means of discounts.
Paul explained how in some cases insurers will offer to either reduce or waive the policy excess when a dashcam is fitted.
As well as protecting against insurance fraud, the presence of a dashcam can also deter “crash-for-cash” scams, a growing concern on UK roads.
These fraudsters intentionally cause accidents to claim insurance money, putting innocent drivers at risk.
Dashcam footage can capture these actions, safeguarding against false claims and potentially leading to lower insurance premiums for everyone.
While few UK insurers currently offer explicit dashcam-related discounts on premiums, it’s important to remember that the device can indirectly lower premiums by protecting against false claims.
A dashcam might be the difference between a no-claims bonus and a hefty insurance payout, which could impact your premium for years to come.
The future of dashcams and car insurance in the UK looks promising. As more insurers begin to recognise the benefits of dashcams, it’s likely we’ll see a more explicit link between owning a dashcam and reducing car insurance premiums.
However, until such a practice becomes more widespread, drivers should consider the indirect benefits of owning a dashcam.
B&Q are selling a Full HD 1080P Driving Recorder for just £9.99 but it is only available online and not in stores.
Benefits of owning a dashcam
InsureDaily.co.uk have listed five benefits of owning a dashcams: